CobraAid - COBRA Answers

COBRA Notices

COBRA Notices Explained
- Initial COBRA Notices Explained
  
  Also known as the General, or New Hire Notice
- Early Termination of COBRA
  
  When COBRA can be terminated
- COBRA qualifying event notice
  
  Sample COBRA qualifying event election notice
- Summary Plan Description
  
  COBRA information in the SPD
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Short articles explaining everything COBRA
- COBRA: The Basics
  
  A short summary of COBRA
- COBRA Subsidy
  
  The end of an era
- COBRA and Medicare
  
  When to offer COBRA, when to cancel.
- Domestic Partners
  
  Are Domestic Partners Eligible for COBRA? Not yet.
- Children No Longer Dependent
  
  Offering COBRA at age 26
- COBRA and Health Reimbursement Accounts (HRA's)
  
  How to figure out a COBRA premium for an HRA
- COBRA Administrative fee
  
  COBRA and the 2% admin. fee.
- COBRA and the Social Security Disability Extension
  
  The 11 month disability extension rule and employee application
- When does COBRA begin?
  
  Measuring the 18 month COBRA period
- Which employers are subject to COBRA?
  
  The 20 employee test for COBRA
- Denying COBRA to a terminated employee
  
  The "gross misconduct" rule
- Dental, Vision and FSA's are subject to COBRA
  
  All group health plans are subject to COBRA, including dental and vision
- What is a qualifying event?
  
  Qualifying Events Explained
- Who is a Qualified Beneficiary?
  
  Qualified Beneficiaries
- COBRA election
  
  The 60 day COBRA election timeframe
- Level of coverage available under COBRA
  
  What coverage can the employee elect?
- Maximum COBRA coverage period
  
  An explanation of the 18, 29. and 36 month COBRA period
- Grace Period and payment due date
  
  When COBRA premium payments are due
- Common Ownership and Controlled Group
  
  When to add employee count to determine eligibility
Useful Links To Other Websites

If you can't find it here...
- Family and Medical Leave Act
  
  The Dept of Labor's FMLA Home Page
- U.S. Dept of Labor
  
  The D.O.L's COBRA homepage
- HIPAA Special Enrollment Rules
  
  When an employee may enroll in the employer's plan.

COBRA Notices

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Useful Links To Other Websites